Purchase Financing Information, Terms and Disclosures
General information on our Citi Bank Financing
Programs
To help you finance your purchase at the lowest possible
cost, we offer convenient revolving charge accounts through Citicorp Trust
Bank, a Federal Savings bank. As one of the largest national providers of
retail financing, Citibank’s programs allow us to offer you higher credit
limits and special long-term or reduced interest options.
Please read and make sure you understand all the terms
of the charge agreement you received. The account terms are written in plain
language but if you have any questions please call us.
Also
carefully read your monthly statements to make sure you are making at least
the minimum required payment each month.
To help you understand your charge account and insure
that it functions smoothly, please read your finanicing agreement and take
a moment to review these important reminders:
SAME-AS-CASH NO INTEREST OPTION:
If a same-as-cash or no interest option is marked on your Revolving Charge
Sales Invoice agreement, you may avoid all interest charges. If you pay
the full original “amount financed” prior to the end of the “Same as Cash”
option period and have also made the minimum monthly payments required,
the interest that has accrued on your sale will be credited off. The option
period is the number of monthly cycles from the date of delivery or availability
for delivery. If you later decide not to pay the full amount before the
end of the option period, the account automatically reverts to a standard
account, and normal monthly interest is charged on your outstanding balance
from the date of delivery, like other credit card accounts. You must
however make at least the minimum monthly payment to avoid additional finance
charges and penalty fees. Since your monthly statement will list only the
required minimum monthly payment as due, please remember to write down the
same-as-cash expiration date and pay the full amount financed before this
date. Note that the expiration date of the promotional period of a special
credit plan is not necessarily the same date as a payment Due Date for your
account.
If you have any questions regarding your account balance,
and payments made, or if you wish to request a modification to your agreement,
please call the Citibank Customer Service Department at 1-800-643-5607.
Account payments should be mailed to CitiFinancial Retail Services, PO
Box 183041, Columbus, OH 43218-3041.
To make sure your payments are properly credited, we can not
accept any customer payments at Blackledge Furniture.
If the amount of your contract is incorrect, or you
have not been credited for any returned items, or if you have been billed
for items which are not yet available for delivery, please call our Office
Manager at 541-753-4851, so that we may correct your account.
Link to - Citi Bank Financing
Credit Card Agreement
Link to – Special Financing
Terms Advertising Disclosures